Ripple is advancing its flagship stablecoin, RLUSD, by targeting an expansion into multiple Layer 2 networks in 2026. Building on its existing footprints across the XRP Ledger and Ethereum, the company plans to harness the Wormhole cross-chain protocol to deliver seamless liquidity and round-the-clock trading on a suite of regulated, high-utility chains.
24/7 Trading Liquidity on Top L2s
By migrating RLUSD into premier Layer 2 environments, Ripple aims to eliminate congestion, reduce fees, and provide traders with instant settlement windows on networks that prioritize efficiency. The integration with Wormhole’s robust bridging technology will ensure that RLUSD holders can move assets freely between ecosystems without compromising on compliance or security.
“Our goal is to deliver uninterrupted liquidity across diverse venues and regulatory frameworks,” said a Ripple spokesperson. “Layer 2 adoption powered by Wormhole will give institutional and retail users alike a fast, cost-effective stablecoin experience.”
Wormhole’s Cross-Chain Tooling
Wormhole has carved out a reputation for trustless bridging and developer-friendly APIs. Ripple’s integration will leverage these tools to automate minting and redemption processes for RLUSD, while maintaining rigorous on-chain proof of reserves. Smart contracts on supported Layer 2 chains will manage collateral locks and release liquidity with minimal manual intervention.
This partnership underscores a broader trend toward composability in DeFi, as protocol teams collaborate to deliver end-to-end solutions that meet both regulatory requirements and user demand for speed.
Funding and Reserves Strengthen Rollout
Ripple currently oversees over $1 billion in RLUSD supply, all backstopped by liquid assets held in regulated custodial accounts. The project’s recent $500 million funding round will bolster operational support, developer grants, and liquidity mining incentives as the roll-out across Layer 2 networks unfolds.
With capital in place and cross-chain infrastructure lined up, RLUSD is poised to become one of the most widely distributed stablecoins in DeFi by the end of 2026.